W/E Homework

	05-06	06-07
Council Tax	5.37%	3.20%
Water Rates	45.45%	37.50%
Electricity	2.36%	11.54%
Season Ticket	5.94%	3.74%
House Insurance	8.95%	12.60%
Mortgage	6.52%	-2.96%

Well, this is damn depressing reading.

The only redeeming issue is that the main part of our expenses is the mortgage which has decreased in our favour. I have made sure that we have an efficient mortgage deal and it is a tracker to BoE until Dec 06.